₹1L – ₹40L9.99% – 15%*

Personal Loan

Personal Loan is a type of short-term unsecured loan that helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan, and your lender provides flexibility to use the funds as per your requirements.

EMI ESTIMATE • LIVE
₹16,607/mo

Adjust the sliders to estimate your monthly EMI for Personal.

Principal ₹5,00,000Total Interest ₹97,858

Total payable ₹5,97,858 · No CIBIL impact · Takes 90 seconds

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SBIHDFC BankICICI BankAxis BankKotakYes BankIndusInd BankBajaj FinservTata CapitalL&T FinanceFederal BankPNBBank of BarodaCanara BankUnion BankSBIHDFC BankICICI BankAxis BankKotakYes BankIndusInd BankBajaj FinservTata CapitalL&T FinanceFederal BankPNBBank of BarodaCanara BankUnion Bank
PERSONAL LOAN

Eligibility Criteria.

Who can apply?

  • ✓Nationality – Indian
  • ✓Age – Minimum 21 years (may vary lender to lender)
  • ✓Income – Must meet lender stipulated monthly repayment capacity or minimum salary
  • ✓Repayment Capacity – At least 3 years of overall experience and 1 year with current organization
  • ✓Existing EMIs – Should have no existing EMIs or strong capacity to take additional debt
  • ✓Credit History – Must have bank-specified credit score and suitable credit history

Benefits of Personal Loan

Short-term unsecured loan helping meet immediate financial needs

Flexible usage without requiring collateral

Can be availed for:

  • ✓Child education
  • ✓Funding for medical treatments
  • ✓Child's higher education
  • ✓Child's marriage
  • ✓Funding for dream vacation
  • ✓Business expansion
  • ✓Home improvement / Home extension etc.
DOCUMENTS

Personal Loan Documents.

Keep these ready

  • ✓Passport size colour photograph of borrower and co-borrower
  • ✓Proof of identity and residence (Aadhar, Voter ID, PAN, Passport)
  • ✓Salary slips of past 3 months
  • ✓Latest Form-16 issued by current employer
  • ✓Six months of salary credit bank statements

With loanfina.com You Can Avail

  • ✓Calculate the loan amount you are eligible for – free of cost
  • ✓Calculate your Personal Loan EMI
  • ✓Get the best home loan quotes based on your requirements
  • ✓Compare different home loan products across parameters
  • ✓Apply for home loan online
  • ✓
Apply Now →

*Interest rates mentioned are indicative and may change periodically. Final rates depend on multiple factors at the discretion of the lender. Variations in Home Loan interest rates may occur due to applicant's credit score, repayment behaviour, credit history, and the loan amount applied for.

EMI ESTIMATE • LIVE
₹16,607/mo

Adjust the sliders to estimate your monthly EMI for Personal.

Principal ₹5,00,000Total Interest ₹97,858

Total payable ₹5,97,858 · No CIBIL impact · Takes 90 seconds